Patrick Lloyd is a young Wall Street advisor to the BOS (Bank of Switzerland) who is called to the corporate office and ordered to find his former girlfriend, Lilly Scanlon and the money she manipulated while an executive with the bank in connection with the sixty-billion-dollar Ponzi scheme. Abe Cushman, the evil genius behind the scheme has taken his own life, along with all of his secrets to the grave. Cushman's fall has unexpected and deadly-repercussions for our main character. Meanwhile, Lily informs Patrick that she's being set up. She tells him that the money in question is from some of Cushman's investors who are criminals and will stop at nothing to get their money back. Having only each other to trust, Patrick and Lily must clear Lily's name before it's too late. In Need You Now, author James Grippando successfully intertwines a labyrinth of intriguing plot lines to create a story that is as disturbing as it is engrossing.